Baseball Alberta Insurance


*Please note: Baseball Alberta insurance will only be valid for all baseball activities that follow the current public health measures and for participants who are registered with their local Baseball Alberta Association. The required waiver forms for players are included in the RAMP registration set up. For Associations not using RAMP as their main registration platform, please download the appropriate waivers from the Baseball Alberta website.

Member associations and individuals that are NOT following the current public health measures will be doing so unsanctioned, at their own risk, and without insurance coverage in place.

To view the official Return to Baseball Document click HERE - Documents are updated to reflect the latest guidance as of September 27th.

*Document will continue to be updated as more information becomes available.

September 15th, 2021 UPDATE

Mandatory restriction - Effective Sept. 16th and 20th

Adult (18-plus) sport, fitness and performance activities (Sept 20)

  • The following restrictions apply unless the facility or program implements the Restrictions Exemption Program:
    • Indoor group classes and activities are not permitted.
    • Indoor competitions are paused except where vaccine exemptions have been granted (Exemptions are granted by AHS).
    • Indoor one-on-one training and solo activities are allowed with 3 metre physical distancing.
    • Outdoor activities can continue with no restrictions.

Youth (under 18) sport, fitness and performance activities (Sept 16)

  • Indoor group classes, training, and competitions are permitted, but participants are required to:
    • screen for symptoms
    • maintain 2 metres distancing, except youth while engaged in physical activity
    • wear a mask, except youth while engaged in physical activity
  • Spectator attendance is restricted to 1/3 fire code capacity, attendees are limited to a single household or 2 close contact if living alone and must be masked and maintain 2 metres physical distancing.
  • Outdoor activities can continue with no restrictions.

Day and overnight camps (Sept 16)

  • Day camps required to maintain physical distancing between participants and masking indoors (Coaches included).

Equipment

  • Organizers should ask participants to bring their own equipment/materials, where feasible.
  • If the organizer is providing equipment or materials, they should minimize the shared use of equipment/materials, and, if possible, assign specific equipment/materials to each attendee.
  • For sports/activities that require shared equipment to be handled (e.g., shared baseballs), participants need to perform hand hygiene before and after the activity.

Restrictions Exemption Program (REP)

  • For all indoor practices, please follow all facility requirements for vaccines before entering the building.
  • Youth aged 12-17 participating in youth activities in a facility that is participating in REP are not required to be screened as part of the REP.
    • Parents who are required to support youth in their activities (e.g. parent and tot groups) would be required to follow REP requirements in order to attend.
    • Youth are subject to physical distancing at all other times when not engaged in the physical activity (e.g. locker rooms, common areas etc.)
  • If youth wish to access other amenities beyond youth-specific sports, recreation or performance activities in a facility participating in REP, for these purposes they will be required to be screened per the REP, as applicable (12+ years of age).
  • Coaches, instructors, trainers, referees etc. for youth activities, who are 18 years or older, are subject to the public health measures or REP requirements in the facility.

What to do if you have a positive COVID-19 case or are a close contact of a positive case?

CONTACT 811 IF YOU HAVE A POSITIVE COVID-19 CASE OR ARE A CLOSE CONTACT FOR FURTHER DIRECTION AND NEXT STEPS FOR YOUR TEAM.

 

*Please note: Baseball Alberta insurance will only be valid for all baseball activities that follow the current public health measures and for participants who are registered with their local Baseball Alberta Association. The required waiver forms for players are included in the RAMP registration set up. For Associations not using RAMP as their main registration platform, please download the appropriate waivers from the Baseball Alberta website.

ALL participants (coaches & players) must sign:

  • Return to Baseball Questionnaire and Attestation
  • Waiver / Acknowledgement of Risk (17 & Under) to be signed by parent or legal guardian
  • Waiver / Acknowledgement of Risk (18 & Older) to be signed by player or coach
  • Individual Contract Tracing Log - to be completed within 4 hours of start of session.
  • Association Contract Tracing Log - to be completed by responsible adult for each session.  

Associations must collect and store all forms as well as track all individual and group sessions using the Contract Tracing Logs.

For more info on the current guidelines from YourAlberta, click HERE

 

Need a Certificate Of Insurance for the upcoming season? Please fill out a COI Request Form. 

Please email completed form to programs@baseballalberta.com

 

Who is Insured under this Policy?

  • Association, Executive Officers' and Directors', Employees, Volunteers, Coaches, Trainers, all Member Clubs and Teams and any Member while participating in an event.
  • From hereon, all above will be referenced as the INSURED.

What is Covered?

  • Commercial General Liability and Directors' and Officers' Liability for all sanctioned events.

What is a Sanctioned Event?

  • At this time ONLY training sessions and practices run by the Insured Association or by Member Clubs authorized by the Insured Association.
  • Including social activities consisting of awards banquets ONLY.
  • Fundraising activities can be included with prior authorization from the Insurance Company.  A charge for exposure such as liquor liability may apply.

Commercial General Liability

$5,000,000 per occurrence for Bodily Injury and/or Property Damage to a Third Party.  Including injury to participants.

  • Liability Exposures include Gymnasiums owned or rented by the Insured.

$5,000,000 Annual Aggregate

  • Policy limit for the Insured term.

$5,000,000 Non-Owned Automobile Liability

  • Excess liability coverage for members using their personal vehicles for the purpose of the Association activities.

$250,000 Tenants Legal Liability

  •  Damage to Premises rented or leased by the Insured.

Policy will also cover defense costs.
Negligence by the Insured MUST be proven before liability can be assigned.
Abuse (mental/physical or emotional) is EXCLUDED under this policy.

$500 Deductible for each and every loss including bodily injury and/or property damage.

Directors' And Officers' Liability

$1,000,000 Each occurrence

  • Pays on behalf of Directors and Officers all loss that they may become legally obligated to pay as a result of a claim for a Wrongful Act as defined in the policy, for which the corporation is not permitted to indemnify, or for which the corporation is financially unable to indemnify Directors and Officers.
  • Protects the personal assets of the Board Members being sued for a wrongful act in the running and managing of the organization up to the coverage limit.

Policy will cover defense costs and compensatory damages.

Examples of Director and Officer Exposures;

  • Mismanagement
  • Wrongful Termination
  • Misstatement
  • Neglect or Breach of Duty

$500 deductible for each and every loss.

Please note that your Directors' and Officers' liability policy is on a Claims Made Basis and it is important to report any claims or potential claims as soon as they become known.

Sport Accident

Covers accidental Bodily Injury or Death sustained by a member due to sudden causes outside the Insureds control while in Canada and during a sanctioned event.

  • Coverage is excess of Government Health Plans (Alberta Health Care) and Independent Benefit coverage.
  • Summary of limits;
  • $20,000 - Quadriplegia/Paraplegia
  • $10,000 - Death
  • $3,000 - Prosthetic Appliances
  • $3,000 - Rehabilitation
  • $2,000 - Loss of Index Finger or Thumb
  • $500 - Fracture/Dislocation
  • $100 - Eyeglasses
  • $50 - Emergency Transportation
  • This coverage is NOT subject to a deductible.
  • Excludes Sickness or Disease.

Most Sporting Associations are seasonal, therefore, they have both a primary sport and a secondary sport for the off season.  The only sport covered under this policy is BASEBALL.  If you are interested in obtaining coverage for any other sporting event, please contact the Provincial Association of that sport to be covered.  The cost of going through the Provincial Association for coverage is minimal compared to the cost of setting up a separate policy for each participating club.

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